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On The Job Accidents

Hard hat area

Eric Reyes has represented victims of work-related injuries for the past two decades. The system for compensating injured workers for their lost income and medical bills is called the workers compensation system. Workers’ compensation is a state-regulated insurance program that pays the medical bills and some lost wages of employees injured on the job. However not all employers participate or “subscribe” to the state workers’ compensation system. Employers that do not subscribe to the workers’ compensation system are called “non-subscriber” employers.

Whether your employer is a subscriber to workers compensation or a “non-subscriber” has dramatic consequences to your rights and benefits as an injured employee.

Subscriber Employer

If a Texas employer decides to subscribe to workers compensation insurance the employers insurance company must pay the medical and income benefits due to the employee. This is generally a no fault system which means that no attempt is made to assess blame or determine fault on the employer. However, the employee generally loses all right to sue the employer even if the employer’s negligence caused the employee’s accident. Additionally, the workers compensation benefits do not pay for mental anguish, pain-and-suffering, physical impairment and other common law damages.

Non-subsciber Employer

Employers who choose not to participate in the system, or become a “non-subscriber,” can be sued by the employee if the employee can show that the employer’s negligence caused the accident. These non-subscriber employers may purchase insurance that provide for benefits similar to workers compensation benefits however there are many more limitations to these policies. These non-subscriber accident policies are dramatically different than the state workers compensation policies. Moreover some employers carry no insurance whatsoever and will keep their employees in the dark regarding this information.

Additionally, non-subscriber employers lose key legal defenses and can face high damage awards if an injured employee can prove in court that the employer was negligent in any way.

Just because your employer has told you that they had workers compensation insurance on the day of your accident does not tell you which system applies to you. Additionally, there are very important deadlines that apply to each system. Contact Mr. Reyes by e-mail or call us today to find out which laws, rights and benefits apply to your accident.

Client Reviews

Hired Mr Reyes for my car accident. Did a great job helping me get a good settlement from the insurance company.


A lawyer you can trust! I live in Dallas Texas and I did not know who to hire regarding my car accident. I found Mr. Eric Reyes through his website. Mr. Eric Reyes did an excellent job regarding my car wreck. He spent the time to talk to me about my case and was there when I needed his help...


Mr. Reyes and his staff were wonderful. I never imagined the great settlement that I would get from this case. Mr Reyes' office was always honest and straightforward about my case. They helped me find a good doctor when I did not have any insurance and was always concerned about my health and...

Carlos Mendez

Eric Reyes and his staff did an excellent job representing my interest against the insurance company. His office always returned my phone calls and at the end, got me a fair settlement for my damages. I recommend him without any reservations regarding your car wreck claim.

D Pena
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